INTRODUCING PRIA

Your Policy Risk Impact Agent

Understand how government policy changes affect your money.Washington makes decisions every day that affect your finances. PRIA tracks policy risk and shows you what those changes mean for you, clearly and personally.

How it works

Policy decisions touch your finances.

PRIA tracks policy risk across the parts of your financial life that matter most.

Income
Social Security, wages, overtime, benefits
Expenses
Taxes, healthcare costs, tariffs
Assets
Investments, savings, retirement accounts
Debts
Mortgages, student loans, interest rates

These signals are combined into your personalized policy risk profile.

AN EXAMPLE POLICY RISK PROFILE

Meet Steve & Pam

PRIA creates a personalized policy risk profile for you.

Healthcare IT and high school teacher. Mortgage, retirement accounts, a kid in college. They are not on Wall Street - they are on Main Street.

$85K

Household Income

$318K

Net Worth

Here's what policy did to their money this quarter:

2026 Q1 Policy Report

Net Policy Impact
+$655

Steve & Pam came out ahead this quarter

+$2,075
Money Back
−$1,420
New Costs

Lower taxes and new deductions reduced Steve and Pam's overall costs, even as higher tariffs and rising utility prices pushed some everyday expenses up.

Your policy report summarizes how recent policy changes affect your finances each quarter.

A DIFFERENT BENCHMARK

The PRIA Score

The PRIA Score shows how resilient your financial plan is to government policy changes over your lifetime.

Unlike traditional projections, it’s built using thousands of stress tests that model how policy changes affect your financial stability.

Steve and Pam’s PRIA Score

0
At Risk

Their plan remains resilient in only 42% of modeled policy stress scenarios.

What’s putting Steve and Pam at risk

Social Security

−$262K
at risk

The Social Security trust fund is projected to be depleted by 2032, which could trigger a 21% benefit cut under current law.

Medicare

−$62K
at risk

Medicare costs are projected to rise faster than inflation, increasing premiums and out-of-pocket expenses.

Tax Policy

−$39K
at risk

Temporary tax cuts are set to expire, which could push effective tax rates higher for middle-income households.

See your Policy Risk

Get your personalized PRIA Score and see how government policy changes impact your finances.

Get My PRIA Score

Takes 2 minutes. Free analysis.